Consumer Loan Underwriter I or II - Remote Opportunity
About the Role
We are seeking a Consumer Loan Underwriter I or II to join our team at Rogue Credit Union. This remote position offers an exciting opportunity to contribute to our mission of providing exceptional member experiences. As a Consumer Loan Underwriter, you will be responsible for underwriting direct, indirect, and third-party consumer loans while adhering to established policies and procedures. You will work closely with front-line staff, dealer partners, and vendors to deliver member-focused solutions.
What You'll Do
- Underwrite consumer loan requests within established credit guidelines and authority, ensuring timely communication of loan decisions to relevant parties.
- Provide friendly and enthusiastic service to branches, departments, dealer partners, and vendors, enhancing the member's journey to financial well-being.
- Coach and train front-line staff, fostering a supportive and collaborative work environment.
- Take a lead role in troubleshooting problems and handling delicate situations with loan applicants and vendors.
- Stay current on applicable regulations and credit union policies to ensure compliance in all lending activities.
- Proactively perform other duties as assigned to support the Consumer Lending Department.
Requirements
- 3-5 years of experience in a similar role, with a focus on consumer lending.
- A high school diploma or GED is required.
- Strong interpersonal skills with the ability to motivate and influence others.
- Proficient computer and keyboarding skills, along with loan application and tax analysis skills.
- Excellent judgment and decision-making abilities.
- Good writing skills for documentation purposes.
- Highly organized and productive with strong communication skills.
Nice to Have
- Experience with loan underwriting software and tools.
- Knowledge of credit union regulations and compliance requirements.
- Previous experience in training or coaching staff.
What We Offer
- Competitive salary range of $27-$34 per hour, commensurate with experience.
- Flexible remote work options to promote work-life balance.
- Opportunities for career growth and development within the organization.
- A supportive and inclusive workplace culture.
- Comprehensive benefits package, including health and wellness programs.
This Consumer Loan Underwriter role offers a remote opportunity with Rogue Credit Union, providing competitive pay and a supportive work environment.
Who Will Succeed Here
Proficient in loan underwriting software and tools such as Encompass or Calyx, enabling effective analysis and approval of consumer loans.
Strong analytical mindset with a focus on credit risk assessment, ensuring compliance with policies while providing excellent customer service in a remote setting.
Adaptable problem solver who can efficiently navigate complex loan scenarios and communicate decisions clearly to both clients and team members in a virtual environment.
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